Cheapest van types to insure

Whether you’re a small or large business, you want the right type of van for your work, at the right price. It’s vital that you keep your costs down, especially if you’re a start-up business, so below we’ve given you the run-down on three of the cheapest types of vans to insure. We’ve also included some of the positives and negatives of each van type and examples to help you decide which is right for you.

Standard Van

As it says in the name, these vans are your standard companion for a workman or those that just need the extra space. These vans are perfect for carrying large loads, whether you’ll be carrying tools, materials or other large objects for work or sports equipment, furniture transport or general transport for personal use. Although some standard vans don't feature in the lower insurance groups, depending on your van, you can still get a great insurance package.

Positives:
 - Good storage space with roof
 - Can fit roof bars
Negatives:
 - Depending on van size, city travel can be difficult to maneuver and park
Example makes and models in low insurance groups
 - Ford Transit 280 SWB 85PS
 - Volkswagen Transporter T28 TDI Panel Van SWB
 - Vauxhall Vivaro 2700 CDTI Sportive SWB

Car Derived Vans

If you're looking for a vehicle that’s cheaper than a standard van, cheap to run and is cheap to insure then a car derived van may be your best option. The size of a car derived van makes them the perfect companion for a busy small business which travels frequently and needs the extra space in the back. They’re not the biggest vehicles but are perfect for transporting your tools and equipment.

Car derived vans come in many shapes, but whichever type you choose, because of their size, low weight and small engine the insurance will generally be in the lowest insurance groups, meaning you will get the best deals at a great price.

Positives:
 - Cheap to run
 - Easy for getting around and parking, especially in a busy city
Negatives:
 - Limited storage space for equipment
 - Less roof space (if required)
Example makes and models in low insurance groups
 - Ford Fiesta TDCI
 - Renault Kangoo 665 D
 - Citroen Berlingo 600D LX

Single cab Pick Ups

Single cab Pick Ups are a good option if you need to transport materials that might not fit in the back of a car derived or a standard van. No roof and the wide bed make it great for transporting large amounts of materials, tools or other sizeable objects, they're also extremely handy for personal use.

Positives:
 - Can transport large objects
 - Good for personal use
Negatives:
 - Little inside storage
 - Lack of roof (materials can get wet, no space for roof bars)
Example makes and models in low insurance groups
 - Mitsubishi L200 SINGLE CAB 4X4 4WORK
 - Nissan Navara 4X4 Pickup
 - Ford Ranger regular cab TD (84)

Whichever van you choose, whether it's for business or personal, MORE TH>N BUSINESS can get you the right Van Insurance deal, at the right price.