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Start Ups Insurance: Cover Benefits

We appreciate that the last thing you want to do is go running around arranging insurance for your start up business, especially when you’re so busy trying to get things off the ground.

MORE TH >N BUSINESS start up insurance offers a quick, comprehensive insurance quote service, to give you tailored cover to meet the needs of your business.

We also appreciate pressing issues like budgets and cash-flow, especially at the start of a business, which is why we give you the choice to pay by interest-free monthly instalments.

Our product provides telephone support FREE for professional help on legal matters, health and safety issues and stress counselling. During working hours, our experts can help you with answers to VAT and PAYE related matters or any other tax query you may have.

  • The Business Plan Quote - putting a business plan together is critical to a successful start, so to help you out, we offer an indicative quote so you can get a price even if you're unsure of your exact business figures.
  • 120 Day Quote - we've also increased our quote validity period to 120 days for new ventures (unless you purchase Terrorism cover, in which case your quote will be valid for 42 days) so the price in your business plan will still be valid when you need to arrange your cover.
  • 0% Direct Debit - as cash flow is a real issue for new ventures, we offer a 0% direct debit option to help spread the cost.
  • Industry Experience Discount - we can give you a 10% discount if you have 5 or more years' managerial experience in the trade sector you are setting up business in.
  • Renewal Experience Discount - we understand what a milestone getting through the first year is, so for some of our commercial products, we'll give you up to 10% discount for each claim-free year to recognise your experience in business, much like your personal motor insurance. Currently our maximum no claims discount for eligible insurance policies is 40%.
  • 24 Hour Helplines - we have a 24 hour helpline offering Legal Assistance and Health and Safety advice to help make sense of the issues you might face as a start up business.
  • Instant Cover - we offer instant cover so you're not held back from getting on with running your business.
What we cover
Business Cars: Up to 10% off

Why choose us?

"I was happy with the friendly and helpful attitude of the staff at MORE TH>N BUSINESS. I received excellent telephone call back response and the Customer Managers took the time to explain the contents of cover offered"
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Business insurance is issued by Royal & Sun Alliance Insurance plc, which is authorised and regulated by the Financial Services Authority (Reg No. 202323). All offers subject to availability. For your protection, telephone calls may be recorded or monitored. Discounts based on prices available for like-for-like RSA policies. Apart from Van where following our May 2008 rate review over 10% of customers could pay at least 25% less.