Business Car Insurance: Frequently Asked Questions

What do you define as a 'business car'? Can you quote for my private car?

A 'business car' is one which is registered in the name of a company, partnership, practice, or a sole trader and is therefore used in connection with that business. If your vehicle is a private car (i.e. registered in your own name and you are not a sole trader) then a business car quotation is not available, however you can get a quote for your private car at MORE TH>N.

Sometimes I use my business car for personal use - am I still covered?

Yes, the policy provides cover for business as well as social, domestic and pleasure use.

Can I have named drivers who are not connected to my business?

Yes. Because the policy covers social, domestic and pleasure use, you could add on, say, a family member.

I have a no claims discount that I earned on a private motor policy. Can I use this for my business car policy?

If your private motor policy was cancelled within the last 2 years and was in the same name as your new business car policy, then we will accept your no claims discount.

Are there any age restrictions that apply to the policy?

Yes. We only provide quotations for drivers aged 17 to 74. Some cars may have specific restrictions in place, e.g. all drivers must be over 25 years of age.

Occasionally I may need to take my car abroad - can you cover me for this?

The policy provides you with your normal level of cover when motoring in EU member states plus Croatia, Iceland, Liechtenstein, Norway and Switzerland.