Shop Insurance
We understand what matters to your business
We give you more
You could pay as little as £320 a year*
- Public Liability included as standard
- Interest-free monthly instalments
- 50% Seasonal Stock Increase
*Based on 10% of new customers. MORE TH>N data Nov 12 - Jan 13
Our Shop Insurance was designed with retail outlet, Shops and pub & restaurant owners in mind, where your:
- Total contents and buildings cover doesn’t need to go over £2.5M.
- Overall stock and contents doesn’t exceed £500,000.
We understand what matters to your business, so that’s why we include:
- 0% interest on monthly payments (Option to spread your insurance premium over the whole year, at no extra cost.)
- £500,000 business interruption insurance as standard to protect your gross profit over a 24 month period
- Seasonal stock increase as standard
- Replacement as new on your contents, equipment and fixtures & fittings
- Support and advice line available 24/7
- Public & Product Liability Insurance £2M as standard and optional increase up to £5M available
- Employer’s Liability insurance £10m as standard
- Goods in transit insurance up to £2,500 in any vehicle owned or operated by the insured and at exhibitions
- Cover for cash kept on the premises or in transit during working hours up to £4,000
Here are a few examples of the type of insurance we offer: Hairdressers Insurance, Beauty Salon Insurance, Hotels & Guest Houses Insurance, Pubs, and there are many more.
Make a Claim
0800 980 1724- Call our Claims Helpline 24 hours a day, 365 days a year.
- We will do everything we can to help make your claim as straightforward as possible.
- Have your policy number to hand to help us get your claim sorted out as soon as possible to minimise loss of earnings.
covered by us
Change Policy Details
0844 854 8887- The cover you buy is individual to you and your business, and is right for your situation at the time you buy it.
- A change in any of your details could affect your policy.
- Have your shop insurance policy number ready to help us update your policy as quickly as possible.
resolved every day in our
UK based call centres
Download Policy Wording
- In-depth information on all aspects of your policy.
- Please do read it now, and call our Customer Managers on 0800 294 2414 if you have any questions.


