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- Breakdown Cover
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- Tradesman Insurance
- Van Insurance
Tradesman Insurance
- 0% APR on monthly instalments
- UK only call centres
- 0800 freephone numbers
From ‘one man bands’ to national businesses, the UK’s Tradesmen represent a big part of the small business landscape. However, the burden of legislation and red-tape is as much a reality for sole traders and contractors as it is for other SMEs and the need for the right insurance is always present. MORE TH>N BUSINESS has developed a policy for small tradesmen and contractors that you can purchase immediately online.
Public Liability Insurance
- £1million or £2million Public Liability Cover
- Free professional Legal (24hrs), PAYE and Tax helplines (9am-5pm)
- £10million Employers’ Liability Cover (Optional)
- Up to £10,000 tools and equipment cover (Optional)
- Sole Traders, Partnerships & Limited Companies
- Businesses with up to 5 manual workers
- Builders, Decorators, Electricians, Carpenters, Joiners, Plasterers...
If you have more than 5 employees or require CAR (Contractors All Risks) cover, our Small Business Combined product may be right for you.
The tools and equipment that modern tradesmen use are varied and often expensive. Our Public Liability policy allows you to add cover for all kinds of tools (power driven and non-power driven) and specialist business equipment. Insured equipment will be covered for theft and accidental damage:
- In transit
- At home
- Onsite
The amount covered is flexible to suit your requirements, insure tools and equipment from £500 up to £10,000 whether kept at home or used out and about – simply add this to your Public Liability policy for complete peace of mind.
If you have employees (part-time or full-time), Employers’ Liability Insurance is a legal requirement. We’ve made it easy to take out this cover – just add it to your Public Liability Insurance. We provide £10 million cover as standard and this protects you against the costs of:
- Damages sought by employees who have been injured through work
- Any legal action arising from a breach of Health and Safety legislation
We can cover your business if you have 1 or 2 manual employees and it couldn’t be easier to add this cover to your Public Liability policy.
Van Insurance
- Prices from £26 per month*
- Free Accident Recovery services and replacement vehicle for 48 hours
- Add Breakdown Cover for your Van – choose from 4 different levels
- 24-hour Cover and Support
- In-vehicle Equipment Cover
- Cover for EU Travel
Find more detail on the above and further policy benefits in our Van Insurance section.
*Based on quotes provided to 10% of callers. Source: MORE TH>N BUSINESS March 2010.