Shop Insurance: Your Cover
What your policy covers
With MORE TH>N BUSINESS you'll get shops insurance you can rely on. With a free 24-hour legal helpline, 15% discount and public liability included as standard, you get more than you'd expect from our commercial shops insurance cover.
- Protection against the major threats to your business including fire, flood, burst pipes, vandalism and theft.
- Replacement as new for contents, equipment & fixtures and fittings up to the amount specified by you in your policy.
- Business interruption cover is automatically included as standard up to £500,000 offering protection against your loss of gross profit following an insured incident such as a fire or a flood.
- A seasonal stock increase of 50% is also included at no extra cost, which you can tailor to suit your needs; please ask our Customer Managers on 0800 294 2414.
- If you are sued by a member of the public, a customer or employee following an accident for which you are legally liable, we cover court damages and legal costs.
- 15th October 2008 Unemployment soars to ten-year high
- 15th October 2008 Financial crisis forces consumers to tighten belts
- 14th October 2008 Inflation hits 16-year high, but 'may have peaked'


