Get a quote

Shop Insurance: Your Cover

What your policy covers

With MORE TH>N BUSINESS you'll get shops insurance you can rely on. With a free 24-hour legal helpline, 15% discount and public liability included as standard, you get more than you'd expect from our commercial shops insurance cover.

  • Protection against the major threats to your business including fire, flood, burst pipes, vandalism and theft.
  • Replacement as new for contents, equipment & fixtures and fittings up to the amount specified by you in your policy.
  • Business interruption cover is automatically included as standard up to £500,000 offering protection against your loss of gross profit following an insured incident such as a fire or a flood.
  • A seasonal stock increase of 50% is also included at no extra cost, which you can tailor to suit your needs; please ask our Customer Managers on 0800 294 2414.
  • If you are sued by a member of the public, a customer or employee following an accident for which you are legally liable, we cover court damages and legal costs.

What we cover
Vans: Up to 25% off

Why choose us?

Our customers say:

"After shopping round MORE TH>N BUSINESS was very competitive, I received a call back when arranged, from the Customer Manager, and was happy with the excellent service provided"
Get a Quote

Business insurance is issued by Royal & Sun Alliance Insurance plc, which is authorised and regulated by the Financial Services Authority (Reg No. 202323). All offers subject to availability. For your protection, telephone calls may be recorded or monitored. Discounts based on prices available for like-for-like RSA policies. Apart from Van where following our May 2008 rate review over 10% of customers could pay at least 25% less. Half price breakdown is available to customers buying a Van or Business Car policy starting on or before 31st December 2008. Standalone breakdown is not available.