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Shop Insurance

More is
  • Public Liability included as standard
  • Interest-free monthly instalments
  • 50% Seasonal Stock Increase

Our Shop Insurance was designed with retail outlet, Shops and pub & restaurant owners in mind, where your:

- Total contents and buildings cover doesn’t need to go over £2.5M.
- Overall stock and contents doesn’t exceed £500,000.

We understand what matters to your business, so that’s why we include:
- 0% interest on monthly payments (Option to spread your insurance premium over the whole year, at no extra cost.)
- £500,000 business interruption insurance as standard to protect your gross profit over a 24 month period
- Seasonal stock increase as standard
- Replacement as new on your contents, equipment and fixtures & fittings
- Support and advice line available 24/7
- Public & Product Liability Insurance £2M as standard and optional increase up to £5M available
- Employer’s Liability insurance £10m as standard
- Goods in transit insurance up to £2,500 in any vehicle owned or operated by the insured and at exhibitions
- Cover for cash kept on the premises or in transit during working hours up to £4,000

Here are a few examples of the type of insurance we offer: Hairdressers Insurance, Beauty Salon Insurance, Hotels & Guest Houses Insurance, Pubs, Cafe Insurance, Florist insurance and Grocers, and there are many more.

Our prices start from £318 or less a year, £27 a month*. Get a Cheap Shop Insurance quote online or call us on 0800 980 8186.
*Based on quotes provided to 10% of callers. Source: MORE TH>N BUSINESS July 2011.

Policy Includes

Protection and Replacement

Protection against the major threats to your business including fire, flood, burst pipes, vandalism and theft
Replacement as new for contents, equipment & fixtures and fittings up to the amount specified by you in your policy

Business Interruption Cover

Business interruption cover is automatically included as standard up to £500,000 offering protection against your loss of gross profit following an insured incident such as a fire or a flood - giving you long term peace of mind

Free Seasonal Stock Increase

Choose up to 4 months of the year in which you will receive 50% seasonal stock increase at no extra cost

Public Liability and Legal Expenses Covered

Public Liability - up to £5m and Employers' Liability of £10m automatically included
Optional Legal Expenses - if you are sued by a member of the public, a customer or employee following an accident for which you are legally liable, we cover court damages and legal costs

FREE Business Support and Advice

Our product provides telephone support FREE for professional help on legal matters, health and safety issues and stress counselling
During working hours, our experts can help you with answers to VAT and PAYE related matters or any other tax query you may have

Business insurance is issued by Royal & Sun Alliance Insurance plc, which is authorised and regulated by the Financial Services Authority (Reg No. 202323). All offers subject to availability. For your protection, telephone calls may be recorded or monitored. Discounts based on prices available for like-for-like RSA policies.

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