Home Based Professionals Insurance

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  • 0% APR on monthly instalments
  • UK only call centres
  • 0800 freephone numbers

The UK has approximately 3.5 million homeworkers and this figure is still growing. If you have a small business based at home, make sure you are protected.
Every type of business has different needs - whether you are self-employed or you have staff we have a range of policies to suit your individual needs and budget.
We have a full Office package available but if you only need basic cover, you may wish to consider our Public Liability policy. For professionals, our comprehensive Professional Indemnity policy will provide real peace of mind.

Professional Indemnity Insurance

Key Features
  • Up to £1 million Professional Indemnity cover
  • £1million or £2million Public Liability Cover (Optional)
  • Free professional Legal (24hrs), PAYE and Tax helplines (9am-5pm)

You can also buy Public Liability Insurance & Business Equipment Cover (see below) at the same time as buying your Professional Indemnity cover – no need to go through a separate quote, simply add it on and buy!
Who We Cover
  • Businesses with up to £150,000 annual fee income
  • Sole Traders, Partnerships & Limited Companies
  • Businesses based at home, offices and working in client’s premises
  • IT Consultants, Accountants, Property professionals, Consultants...
Get a Quote
Get a Quote

Public Liability Insurance Business Equipment

Key Features
  • £1million or £2million Public Liability Cover
  • Free professional Legal (24hrs), PAYE and Tax helplines (9am-5pm)
  • Optional £10million Employers’ Liability Cover
  • Optional cover for mobile and/or home based equipment (max. sum insured £10,000 combined)
Who We Cover
  • Sole Traders, Partnerships & Limited Companies
  • Businesses based at home and/or working in client’s premises
  • IT Consultants, Surveyors, Dog Walkers, Designers...
Get a Quote
Get a Quote

Office Insurance

Key Features
  • Buildings, Computers and Contents cover
  • £2million Public Liability Cover & £10million Employers’ Liability Cover
  • Business Interruption cover (optional)
  • Legal Expenses Insurance (optional)
Who We Cover
  • Sole Traders, Partnerships & Limited Companies
  • Businesses based at commercial office premises (rented or owned)
  • Solicitors, Consultancies, Estate Agents, Accountants...
Get a Quote
Get a Quote

Business insurance is issued by Royal & Sun Alliance Insurance plc, which is authorised and regulated by the Financial Services Authority (Reg No. 202323). All offers subject to availability. For your protection, telephone calls may be recorded or monitored. Discounts based on prices available for like-for-like RSA policies.