Florist Insurance

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  • Providing cover for your stock whilst driving to or from venues, exhibitions, the warehouse etc.
  • 50% increase in stock at seasonal peaks at no extra cost e.g. choose your stock increases to coincide with Valentines Day and Mothers Day
  • Free 24/7 professional guidance on legal matters and health & safety issues

Like any retail sector, Floristry has its own dynamics and demands. So whether your business concentrates solely on your core trade, or whether you are evolving and diversifying to remain competitive in a busy flower and gift market MORE TH>N BUSINESS aims to provide the flexible levels of cover that are so important in your profession.

Policy Includes

Contents and Stock

Contents cover, such as your till, shelves, computers and counter
Stock cover, such as flowers, gifts, ornaments and cards
Personal Effects - Directors', partners' and employees' personal effects covered up to £500

Liability and Business Interuption

Public Liability, £2 million as standard
Employers Liability, £10 million as standard
Business Interruption cover, £500,000 as standard

Buildings and Rent

Buildings (if required) or Rent cover (if required)

Legal Expenses and Personal Accident

Legal Expenses and Personal Accident cover available as optionals

50% Increase in Stock Cover

50% increase in stock cover at times that suit your seasonality needs e.g. you can choose your Stock increases to coincide with Valentines Day, Mothers Day etc.
Plus, cover for stock whilst at exhibitions or being transported to or from venues

FREE Business Support

FREE professional help on legal matters, health and safety issues and stress counselling, available 24/7
VAT and PAYE help from our own experts during normal working hours

Business insurance is issued by Royal & Sun Alliance Insurance plc, which is authorised and regulated by the Financial Services Authority (Reg No. 202323). All offers subject to availability. For your protection, telephone calls may be recorded or monitored. Discounts based on prices available for like-for-like RSA policies.